Cornerstone Report

Community banks and credit unions are standing at a critical inflection point. As generative AI moves from concept to deployment, those who act now will unlock unprecedented productivity, compliance efficiency, and operational savings.
The Playbook for Generative AI-Driven Productivity Improvement
Developed by Cornerstone Advisors in partnership with Hapax, this new playbook offers a field-tested roadmap to drive real ROI with AI—from reducing compliance burdens and speeding up internal decision-making to empowering staff with personalized AI assistants.
“The key to a successful AI future is balancing innovation with responsible governance. Treat AI like infrastructure—and scale personalization from 10,000 to 1 million users without linearly growing your IT spend.”
Ron Shevlin, Chief Research Officer, Cornerstone Advisors

The Data Is Clear:

💸 McKinsey projects up to 50% of banking tasks could be automated.
📉 Accenture predicts a 20–30% reduction in operational costs over the next five years.
📊 60% of banking executives say they plan to increase their AI investments significantly over the next 18 months. (Source: Accenture)
And yet— only 1 in 5 institutions have adopted generative AI beyond narrow, siloed use cases. The opportunity is massive, and now is the time to act.
"AI adoption isn’t one static moment in time—it’s a journey. Getting it right requires secure, institution-specific tools and a strategy built for scale."
— Kevin Green, CMO, Hapax

Start Building Your AI Advantage

Complete the form below to access the full playbook and discover how your institution can drive ROI with AI — without adding headcount.
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