We’ve spent 40 years together in this industry. For me, I’ve made my living here by predicting the future and being there with the right solutions, for the right market, at the right time.

That strategy allowed me to serve our community institutions with game-changing technology.  I expected to look back on those years as the most transformative for banking.  But now, like many, I believe the change we are about to see from AI will supersede any change we’ve brought about before.

Now, the challenge for community banks and credit unions is to use this to our advantage. Our advantage is our size.  That might sound counterintuitive, but trust me on this.  The banks that will be most successful with AI will have a strategic plan around it and an execution plan for how to use it. For big banks, that is going to take time. But for us, it doesn’t have to.  

That’s because our window is small. Within 2-3 years banks of all sizes will look to adopt AI. In five years, any bank that hasn’t successfully completed that integration will no longer be able to compete. This means the next 1-2 years are critical for us.

If we move now, we gain an advantage. Hapax is giving us that advantage because it’s built just for us.

Hapax harnesses the power of generative AI within a purpose-built, single-tenant platform. That means it plugs specifically into your bank, your documentation, systems, and knowledge. It essentially gives banks an employee who can complete every functional role in the bank…at the same time…24 hours a day. It’s the most transformative technology I’ve ever seen.

Now is the moment we all need to realize that any of our institutions powered by Hapax are better, faster, and stronger than the best, fastest, and strongest banks are on their own. The window is closing. Let’s outsmart the future together.